PayPal enables secure payments, sending money, and earning cash back with smart financial tools. Manage purchases, savings, and crypto easily in one app.
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PayPal is recommended for people who want to pay, send, and save smarter, shop online and in stores with rewards, and manage money easily with options like Pay in 4 payments or PayPal Savings. It’s great for anyone looking to securely send money, earn cashback from brands like Adidas and Sony, or use crypto confidently.
PayPal card processing fees start at 2.89% plus $0.29 per transaction for online payments and 2.29% plus $0.09 for in-person sales. Higher rates apply for PayPal Pay Later at 4.99% plus $0.49 and Venmo or Virtual Terminal payments around 3.39% to 3.49% plus $0.29-$0.49. There are no trial options, and businesses can choose from online checkout, in-person, invoicing, and advanced checkout features with varying transaction fees based on payment methods and sales channels.
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To start using PayPal, simply sign up for an account, link your bank or card, and you’re ready to send, receive, or shop instantly. For added features like PayPal Debit Card or Pay in 4, follow the on-screen setup prompts to activate and customize preferences quickly.
PayPal
